I have my ARC but I don’t have a license. I’ve been driving around for a while without one and I was recently in an accident.
It was technically my fault since I was crossing a road when I got hit. The guy was speeding without his lights or a helmet on. I was going, like, 5km/h, and he hit mostly my bike so I didn’t get hurt. The other driver was really hurt.
He’s fine now, but his family is asking me to pay 300% of the damages incurred (documented costs include about NT$25,000 in medical bills), but since his doctor said he shouldn’t work for 3 months, 3 months of his salary (NT$84,000) has been included. Anyway, these amounts plus about $200,000 for any future “complications” have been demanded of me. I haven’t got even half of that… and although I’m free to leave the country, I just can’t ditch responsibilities.
If this case goes to court, what could happen to me? Nobody seems to understand that I simply can’t cough up the $100,000 I was pushed into offering. I’d need a payment plan that spans several months. What do I do? Does anyone have ideas about what I can expect? I’ve consulted with a lawyer, but I can’t seem to get all of my questions answered properly and I can’t afford a ton of legal expenses on top of fines/compensation and the ticket I got for driving without a license.
Another thing that I was told by a lawyer, is that my driving without a license really is an aside to this situation; since I was not even in a position to be driving recklessly (I had just pulled out of a parking spot). It’s clear that I know how to drive safely and was trying to do so at the time of the accident. So, there is definitely shared responsibility. There have been some questions as to whether the other guy was wearing his helmet or even talking on his cell while driving. Everyone else tells me that since I don’t have a license and I didn’t get hurt, that automatically makes me overwhelmingly responsible.
One thing that really, really bothers me about this is that 99% of the drivers here blatantly and dangerously break the law. Since I was hit by a car when I was younger, I’ve been a super careful, almost paranoid driver. Why do the police come down so severely on so few?
I know that it’s my fault for not getting a license. When I arrived, I didn’t have much money so I totally cut corners to get by. I really can’t take any more “could have, should have, if only” stuff. I know I made a big mistake and I feel really shitty for it but now I’m being bullied and pushed around.
Sorry to message your ears off, but I don’t really trust anyone around me and I really need help. Thanks so much.